I'd been involved in a scam car-crash. Someone had deliberately moved the brake lights from his car, and caused an accident when I drove into the back of him. The driver leapt out of the car, and handed me a folded piece of paper where he had already written his insurance details and address. It wasn''t till later I realised I''d been had. Neil gave me some excellent advice, and I was confident enough after our discussion to discuss my concerns with the insurance company, who carried out an investigation, and it turns out that the driver had been in SEVEN similar accidents. Neil was really helpful, and no money changed hands!